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23 06, 2023

Why It’s Never Too Late to Start Retirement Planning

By |2023-06-23T15:01:32+00:00June 23rd, 2023|

Retirement planning is a process that involves making financial arrangements now that help ensure you have a comfortable and secure life whenever you're ready (and able) to stop working.  While it may seem cumbersome or unnecessary initially, the benefits of early retirement planning are innumerable. Regardless of your age or current financial situation, it's never too late to start.  Taking action now can significantly improve your financial security and ensure [...]

6 06, 2023

3 Ways to Demystify IRAs for Small Business Owners

By |2023-06-06T16:19:38+00:00June 6th, 2023|

As a small business owner, your success depends on offering a strong value proposition for your customers and employees. Employer-sponsored retirement plans contribute to a positive company culture, which helps you attract and retain top talent. And the numbers back this up — 68% of workers say pension or retirement plans are a critical factor in staying with a job. 87% of Millennials want to learn more about financial planning, [...]

27 04, 2023

Financial Planning Tips for Small Business Owners

By |2023-04-27T18:29:46+00:00April 27th, 2023|

As every entrepreneur knows, building a successful business takes hard work, dedication, and passion. It also takes a healthy infusion of capital, financial smarts, and savvy risk management. Small business owners are especially vulnerable to inflation, market volatility, natural disasters, and other cost-incurring events — but partnering with a skilled and experienced financial advisor can help ensure your success.  Let’s take a deep dive into some crucial insights and advice [...]

21 03, 2023

Chaos Theory and Retirement Planning, Part II

By |2023-03-22T17:01:53+00:00March 21st, 2023|

Chaos theory is simply the science of surprises and how the smallest alteration in a system can have massive consequences. “Chaos” doesn’t necessarily sound like a good thing when discussing your assets and financial outlook, but some of the tenets of this theory actually help you weather unpredictability during retirement immensely better than just flying on autopilot. In this volatile and ever-shifting economy, those on the edge of retirement should [...]

28 02, 2023

Mastering the Art of Debt-Free Living

By |2023-02-28T17:53:06+00:00February 28th, 2023|

Being free of debt is a goal that many people strive to achieve. It is a way of life that allows you to enjoy less stress and more freedom to pursue your dreams. In order to truly master the art of debt-free living, it’s vital to understand the principles of debt-free living and practice them consistently. A recent study shows that the cost of living is rising faster than income, [...]

20 01, 2023

Financial Planning Considerations for Students and Parents

By |2023-01-20T16:26:12+00:00January 20th, 2023|

Having a baby or adopting a child to grow your family is one of the most fulfilling decisions you can make. And it’s never too early to start teaching your kids about financial literacy — or planning for higher education costs.  Household discussions on saving, investing, responsible spending, and how to develop money management skills can help ensure the next generation starts out strong. But like with estate planning, many [...]

14 12, 2022

Chaos Theory and Retirement Planning, Part 1: How Small Changes Can Make a Big Difference

By |2022-12-14T15:30:08+00:00December 14th, 2022|

Sometimes referred to as “the butterfly effect” in popular culture, chaos theory is actually the science of surprises — a highly interesting and popular area of study that deals with randomness and unpredictability, and how these concepts affect complex systems like extreme weather and the stock market.  One key principle of this theory states that the smallest alteration in a process can create a massive shift in the outcome. So [...]

30 09, 2022

6 Tips to Help You Prepare for Retirement

By |2022-09-30T15:40:35+00:00September 30th, 2022|

Many people instinctively recoil from retirement planning or just put it off until later, but the sooner you start, the better off you’ll be. Building a solid nest egg is even more crucial in these uncertain times. There’s no guarantee that Social Security will have the necessary resources to provide for the massive wave of Americans about to hit retirement age.  An experienced financial advisor can help you select and [...]

6 09, 2022

What Is A Social Security Review?

By |2022-09-07T20:38:17+00:00September 6th, 2022|

Social Security is a contributory program that allows senior citizens and others who are no longer able to work to receive vital funds for their living expenses. It also offers disability-based payments (SSDI) and Supplemental Security Income (SSI) for those facing significant financial challenges. In the Depression-era 1930s, the US was the only industrial country without a national safety net. Thanks to FDR’s Social Security Act of 1935 and its [...]

10 08, 2022

The Silver Tsunami – Why Estate Planning is Crucial

By |2022-08-10T15:22:24+00:00August 10th, 2022|

If you have retirement savings, a family, or a worthy cause that you champion, you should know exactly where you stand when it comes to estate planning.  Many people assume that it’s just for the very wealthy or something you can put off forever. But it’s vital to address your situation in the current moment, make a plan, and start preparing, especially if you have dependents.   It’s also a good [...]