If you’ve got tax-advantaged retirement accounts like an IRA, 401(k), or 403(b) plans, then you should be aware of Rule 72(t). One of the reasons these accounts offer so many tax benefits is that you don’t have access to your own money while the government is using it — and until you’ve pretty much reached retirement age (59 and a half, to be precise). While the IRS does allow you [...]
The goal of every investor is to maximize return on investment, which means searching for investment vehicles that offer the most significant reward for the lowest cost and risk. However, that doesn’t mean that we leave our ethics and values at the door when making investment decisions. All things being equal, most of us would choose investments that reflect our values. ESG investments allow investors to consider non-financial factors in [...]
It seems like information about investing is more ubiquitous than ever. It’s impossible to turn on the television, check the news on the internet, or even pick up a magazine without being overwhelmed by advertising for do-it-yourself investing or questionable investment “advice.” Maybe you’ve even done your homework, researched investment strategies, and learned everything you can about the market and how to prepare yourself to take the plunge, but you’re [...]
We’re more surrounded by technology and choices than at any point in human history. Every day we are bombarded with research and new options for investment. Technology has made it possible to make and manage investments from the palm of our hands. With all these opportunities, it can be easy to wonder: why should I hire a financial advisor? The answer, of course, is that managing your investments is more [...]