20 09, 2023

The Art of Asset Allocation: Balancing Risk and Return in Your Portfolio

By |2023-09-20T15:49:46+00:00September 20th, 2023|

In the world of finance, there's a delicate dance that investors must master — the art of smart asset allocation. It involves the careful selection and distribution of various investments within a portfolio to strike the perfect balance between risk and return.  “Asset allocation” simply refers to how you divide your funds among different asset classes, such as stocks, bonds, real estate, commodities, and cash. The goal is to maximize [...]

10 05, 2022

Understanding IRS Rule 72(t)

By |2022-05-23T14:43:26+00:00May 10th, 2022|

If you’ve got tax-advantaged retirement accounts like an IRA, 401(k), or 403(b) plans, then you should be aware of Rule 72(t). One of the reasons these accounts offer so many tax benefits is that you don’t have access to your own money while the government is using it — and until you’ve pretty much reached retirement age (59 and a half, to be precise).  While the IRS does allow you [...]

8 03, 2022

Investing In Your Values: Choosing ESG Investments

By |2022-03-08T18:02:25+00:00March 8th, 2022|

The goal of every investor is to maximize return on investment, which means searching for investment vehicles that offer the most significant reward for the lowest cost and risk. However, that doesn’t mean that we leave our ethics and values at the door when making investment decisions. All things being equal, most of us would choose investments that reflect our values. ESG investments allow investors to consider non-financial factors in [...]

10 02, 2022

How Do I Know When it’s Time To Start Investing?

By |2022-02-23T14:14:31+00:00February 10th, 2022|

It seems like information about investing is more ubiquitous than ever. It’s impossible to turn on the television, check the news on the internet, or even pick up a magazine without being overwhelmed by advertising for do-it-yourself investing or questionable investment “advice.” Maybe you’ve even done your homework, researched investment strategies, and learned everything you can about the market and how to prepare yourself to take the plunge, but you’re [...]

19 01, 2022

Why You Should Hire A Financial Advisor

By |2022-01-19T03:58:58+00:00January 19th, 2022|

We’re more surrounded by technology and choices than at any point in human history. Every day we are bombarded with research and new options for investment. Technology has made it possible to make and manage investments from the palm of our hands. With all these opportunities, it can be easy to wonder: why should I hire a financial advisor?  The answer, of course, is that managing your investments is more [...]